Loans and Advances
At Sync Finance, we understand that every Individual and Business is unique, facing its own set of challenges and opportunities. That’s why we’ve crafted a range of Loan and Advance packages to address your specific Financial needs.
Public Service Payday Loans
Accessible Loans to Public Servants
Quick Access to Payday Loans.
Targeted to provide payday loans to federal, state, and local government employees, Sync Public Service Payday Loans offers quick, affordable funding with seamless repayment via Federal or State payroll systems.
Collateral and Stress- free Convenient Payday Loans
Ideal For:
Public servants employed by Federal and State Governments
Key Benefits:
• Salary Source Deductible repayment
• Fixed interest rates
• Quick disbursement
• Zero collateral
Terms and Conditions Apply. Â
Sync Salary Advance
Bridge Urgent Funding Gaps
Access up to 50% of your next salary, instantly.
Fund emergencies or unexpected expenses with ease.
Sync Salary Advance gives you expedited access to loans tied to your income.
Ideal For:
Salaried employees with short-term cash needs.
Key Benefits:
• Instant access to funds
• Automated repayment
• No paperwork
• No hidden fees
Terms and Conditions Apply.
Sync Rent Advance
Stress-free rent payment
Quick Loans For Your Rent Obligations
Sync Rent Advance pays up to 100% of your rent directly subject to your earnings capacity.
Ideal For:
Salary earners seeking flexible rent support.
Key Benefits:
• Up to 12 months rent financed
• Convenient repayment terms
• Expedient Appraisal and Approval
• Direct landlord payment
Terms and Conditions Apply.
Sync Tuition Loan
Empowering your child’s education journey
Hassle-free School fees payment
Sync School Fees Loan helps parents and guardians pay tuition, books, and school-related expenses on time.
We pay directly to the school, while you spread repayment across convenient monthly instalments.
Ideal For:
Salary earners with children / wards at all educational levels.
Key Benefits:
• Direct payment to schools
• Easy repayment up to 6–12 months
• Quick approval and disbursement
• Covers tuition, books & other fees
Terms and Conditions Apply.
Sync Personal Loan
Address urgent obligations with the Sync Personal Loans
Personal Loans, Made easy
For all your personal financial needs, home projects, travel, or emergencies — Sync Personal
Loan provides flexible funding with transparent terms and quick turnaround.
Ideal For:
Salary earners seeking flexible personal financing.
Key Benefits:
• Loan amounts up to ₦5,000,000.
• Up to 12-month tenor.
• Seamless application process.
Terms and Conditions Apply.
Sync Asset Finance
Smarter Access to Asset Acquisition
Smart financing for vehicles, equipment, and essential assets
With Sync Asset Lease, you can acquire the tools and equipment your lifestyle needs — cars, work assets, or electronics.
Ideal For:
Salary earners, entrepreneurs, and SMEs who need vehicles, work tools, or equipment to grow.
Key Benefits:
• Up to 70% financing on approved assets.
• 30% equity participation/contribution.
• Affordable monthly repayment plan.
• Ownership upon full repayment.
• Flexible tenor and interest structure.
• Direct vendor or dealer payment.
Terms and Conditions Apply.
